The insurance coverage is comprehensive insurance. That is, in case of accident if its not the hirer's fault on police report, the hirer does not pay anything, but in case of the hirer’s fault on police report hirer is liable to pay excess amount i.e AED 5000 in sedan cars or upto AED 15,000 in Sports car. In case of small scratch or damage, the estimate from the garage of the damage as well the rental charges for the number of days the car is in garage, has to be cleared by the hirer if it was due to the hirer's mistake. Should you require any assistance or clarification please contact us anytime.