All our cars a re fully insured against third party damage. But in case there is an accident made by your mistake, you will need to pay the deductible (from AED 3000 until AED 20,000) which can vary based on the type of car rented. If it is not your mistake then you have nothing to pay.
In any case, we will be needing police report. If you fail to get police report, you will pay for the total damage.